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Free PEO Savings Calculator

Ballpark your PEO payroll admin savings

This tool estimates the payroll administration portion of your PEO spend — the piece we can benchmark without shopping your benefits. Benefits savings (medical, dental, vision, ancillary, workers' comp) are bundled inside a PEO and can only be quantified after we market your plans. Use this for a directional read, then book a full analysis for the real number.

Your current setup

How is your PEO fee structured?

ADP TotalSource, Insperity, and several others price admin as a % of gross payroll — higher payroll means a higher bill.

5500
$50$300+

Not sure? Most SMB PEO admin fees fall between $100–$200 PEPM. We can pull the exact number from your invoice.

Estimated annual payroll admin savings
$?

Pick your fee model, adjust the sliders, and click Estimate My Savings to see your directional range.

Important disclaimer

This is an estimate — not a quote.

The number above ballparks payroll administration savings only. A PEO bundles payroll, benefits, workers' comp, and HR into one invoice, so real total savings can only be quantified after we review your actual costs and market your benefits. For a complete, apples-to-apples analysis we'll need:

  • Current CPEO payroll processing invoice
  • Monthly benefits invoice
  • Full company census for all FT-eligible employees and their dependents
  • Current benefit plan designs from your PEO

Everything is handled confidentially. The analysis is complimentary and there is no obligation to switch.

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Payroll-admin savings band (20–35%) derived from Blue Ocean Consulting PEO benchmarks. Individual results vary based on industry, benefits mix, workers' comp X-mod, and geography.